Directors and Officers Liability
This is insurance for Directors and Officers whom may become personally liable for any wrongful acts that they may have caused whilst conducting their duties as a director or officer in a company. The policy covers damages and costs.
We will provide cover for Directors and Officers in private companies domiciled in South Africa but we will not however cover the following:
- Publicly Listed Companies
- Government/State Owned Entities
- Banks or Deposit taking institution
Leppard is able to assist in the Professional Indemnity field, in terms of providing insurance to help protect your professional consultants and service-providing individuals from bearing the full cost of negligence claims instituted by clients, should there be a dispute, and damages awarded in such a case.
The industries in which we work include:
- Built environment professionals:
- Consulting Engineers
- Design and Construct
- Land Surveyors
- Quantity Surveyors
- Project Managers
- Other built environment professionals
- Accountants and Auditors
- Estate Agents
- Freight Forwarders
- Computer Industry
- Insurance Brokers
- Underwriting Managers
- Miscellaneous PI (excluding Medical Malpractice)
- Business Rescue Practitioners
Our liability insurance can cover many liability types:
General Public Liability
Insurance against the risk of liability to the general public – which includes damage to property and death of or injury to people as a result of the company's day-to-day business activities.
This covers both product and general public liability insurance including appropriate extensions of cover – should it be required, it is a comprehensive solution for your business.
This protects the company against claims for damage and death/injury occurring from the sale of products made, sold or supplied or repaired.
Regulations for event organizers, sponsors and venue owners have increased dramatically since 2010. Since the protection of attendees is so high-profile, this insurance is required to protect the company from death/injury and damage claims by spectators or service providers.
Passenger XOL Liability
This is a form of liability insurance that protects the company against death of or injury to passengers not covered by the Road Accident fund. (In excess of the insureds primary insurance)
Motor Third Party Liability
This specifically pertains to death of or injury to third parties and damage to third party property caused by the insureds vehicles.
Excess Layers and Umbrella covers
An excess layer will increase the amount of cover, but not increase the scope of the underlying insurance. An umbrella policy will increase the amount of cover , but also increase the scope of the underlying insurance.
Warehousemen's and Carriers' Liability
This cover is in respect of the insureds liability for property in the care custody and control whilst being stored or transported by the insured.
Provides cover for building contractors following death of or injury to third parties or damage to third party property arising out of their building contracting activities.
Specialist Liability insurance designed to specifically cater to the distinctive needs of Security Companies.
Cover is only provided to Security Contractors registered in terms of the Private Security Industry Regulatory Authority Act.
- General Public Liability
- Products Liability
- Professional Indemnity
- Firearm Extension - use of firearms
- Fidelity Risk - theft by Security Personnel
- Special Events Security Services”
In providing specialist insurance products, Lombard has chosen to establish equity partnerships with Underwriting Management Agents who have proven track records in their chosen insurance niche.
Lombard Insurance Company Limited was registered on 2 March 1990 as a specialist insurance company operating largely in the guarantee market and in credit insurance.
Recognised and respected for its expertise and superior products, Lombard has impeccable financial credentials and enjoys a reputation for independence, reliability and exceptional client service.
Lombard Insurance encourages innovation and has therefore been proactive in developing tailor-made solutions to suit the varying needs of their extensive client base, as well as the development of products and services for new markets.
Lombard Insurance Guarantee/Bond offerings include:
- Construction (Performance, Retention, Bid & Tender)
- Domestic and Export Credit
- Mining Rehabilitation
- Letters of Credit
- General and Commercial (Fuel, Customs & Excise, Travel)
- Trade Finance
- Domestic Deposit
Contact Lombard Insurance on 0861 551 0600 OR +27 (0) 11 551 0600
Commercial Crime Concepts
Provide commercial crime cover
Contact on +27 (0) 11 551 0847 www.comcrime.co.za
Consort Technical Underwriters
- Contract Works and Public Liability
- Plant All Risks and Machinery Breakdown
- Electronic Equipment
- Business Interruption
- Deterioration of Stock
Contact on +27 (0) 11 6581156 www.consort.co.za
- Marine Imports and Exports
- Small Craft and liabilities
- Marine Liabilities (Warehouseman's Carriers)
- Goods-In-Transit (goods moved by owners, Road Hauliers)
- Stock throughput (importation, storage and distribution of the cargo)
Contact on + 27 (0) 11 781 3473 www.horizonunderwriting.co.za
- Personal Accident
- Group Personal Accident and Stated Benefits
- Individual Personal Accident
- Aviation Personal Accident
- Kidnap and Ransom
- Occupational HIV
- Political Evacuation (extension)
Contact on 011 716 7801 www.praesidio.co.za
- Steve von Roretz
- Glenn Standen
- Stuart Sinclair
Professional Indemnity Underwriting:
- Suzie Singh
- Vanessa Kleber
- Joel Baloyi
- Stuart Sinclair
- Jonnette Lancaster
- Ryan Naven
- Margaret Nel
- Prenel Manikam
(Chief Financial Officer)
- Henda Van der Walt
- Sharon Bassa
- Natashia Pienaar
Directors & Officers Liability:
- Milesha Chetty
- Raymond Rey