About Us

Leppard Underwritting Infographic

Our Services

Directors and Officers Liability

This is insurance for Directors and Officers whom may become personally liable for any wrongful acts that they may have caused whilst conducting their duties as a director or officer in a company. The policy covers damages and costs.

We will provide cover for Directors and Officers in private companies domiciled in South Africa but we will not however cover the following:

  1. Publicly Listed Companies
  2. Government/State Owned Entities
  3. Banks or Deposit taking institution


Professional Indemnity

Leppard is able to assist in the Professional Indemnity field, in terms of providing insurance to help protect your professional consultants and service-providing individuals from bearing the full cost of negligence claims instituted by clients, should there be a dispute, and damages awarded in such a case.


The industries in which we work include:

  • Attorneys
  • Built environment professionals:
    • Architects
    • Consulting Engineers
    • Design and Construct
    • Land Surveyors
    • Quantity Surveyors
    • Project Managers
    • Other built environment professionals
  • Accountants and Auditors
  • Estate Agents
  • Freight Forwarders
  • Computer Industry
  • Insurance Brokers
  • Underwriting Managers
  • Miscellaneous PI (excluding Medical Malpractice)
  • Business Rescue Practitioners

Liability Insurance

Our liability insurance can cover many liability types:


General Public Liability

Insurance against the risk of liability to the general public – which includes damage to property and death of or injury to people as a result of the company's day-to-day business activities.

Broadform Liability

This covers both product and general public liability insurance including appropriate extensions of cover – should it be required, it is a comprehensive solution for your business.

Products Liability

This protects the company against claims for damage and death/injury occurring from the sale of products made, sold or supplied or repaired.


Events Liability

Regulations for event organizers, sponsors and venue owners have increased dramatically since 2010. Since the protection of attendees is so high-profile, this insurance is required to protect the company from death/injury and damage claims by spectators or service providers.

Passenger XOL Liability

This is a form of liability insurance that protects the company against death of or injury to passengers not covered by the Road Accident fund. (In excess of the insureds primary insurance)

Motor Third Party Liability

This specifically pertains to death of or injury to third parties and damage to third party property caused by the insureds vehicles.


Excess Layers and Umbrella covers

An excess layer will increase the amount of cover, but not increase the scope of the underlying insurance. An umbrella policy will increase the amount of cover , but also increase the scope of the underlying insurance.

Warehousemen's and Carriers' Liability

This cover is in respect of the insureds liability for property in the care custody and control whilst being stored or transported by the insured.

Contractors' Liability

Provides cover for building contractors following death of or injury to third parties or damage to third party property arising out of their building contracting activities.


Security Liability

Specialist Liability insurance designed to specifically cater to the distinctive needs of Security Companies.

Cover is only provided to Security Contractors registered in terms of the Private Security Industry Regulatory Authority Act.

Cover includes:

  • General Public Liability
  • Products Liability
  • Professional Indemnity
  • Firearm Extension - use of firearms
  • Fidelity Risk - theft by Security Personnel
  • Money-in-Transit
  • Special Events Security Services”

Lombard Partnerships


In providing specialist insurance products, Lombard has chosen to establish equity partnerships with Underwriting Management Agents who have proven track records in their chosen insurance niche.

Lombard Insurance Company Limited was registered on 2 March 1990 as a specialist insurance company operating largely in the guarantee market and in credit insurance.

Recognised and respected for its expertise and superior products, Lombard has impeccable financial credentials and enjoys a reputation for independence, reliability and exceptional client service.

Lombard Insurance encourages innovation and has therefore been proactive in developing tailor-made solutions to suit the varying needs of their extensive client base, as well as the development of products and services for new markets.

Lombard Insurance Guarantee/Bond offerings include:

  • Construction (Performance, Retention, Bid & Tender)
  • Domestic and Export Credit
  • Mining Rehabilitation
  • Letters of Credit
  • General and Commercial (Fuel, Customs & Excise, Travel)
  • Trade Finance
  • Domestic Deposit

Contact Lombard Insurance on 0861 551 0600 OR +27 (0) 11 551 0600

Commercial Crime Concepts

Provide commercial crime cover

Contact on +27 (0) 11 551 0847 www.comcrime.co.za

Consort Technical Underwriters

Engineering Insurance

  • Contract Works and Public Liability
  • Plant All Risks and Machinery Breakdown
  • Electronic Equipment
  • Business Interruption
  • Deterioration of Stock

Contact on +27 (0) 11 6581156 www.consort.co.za



Marine Underwriters

  • Marine Imports and Exports
  • Small Craft and liabilities
  • Marine Liabilities (Warehouseman's Carriers)
  • Goods-In-Transit (goods moved by owners, Road Hauliers)
  • Stock throughput (importation, storage and distribution of the cargo)

Contact on + 27 (0) 11 781 3473 www.horizonunderwriting.co.za


Risk Managers

  • ​Personal Accident 
  • Group Personal Accident and Stated Benefits
  • Individual Personal Accident
  • Aviation Personal Accident
  • Kidnap and Ransom
  • Occupational HIV
  • Keyman 
  • Political Evacuation (extension)

Contact on 011 716 7801 www.praesidio.co.za​​


Contact Us

13 Baker Street, Rosebank, Johannesburg
PO Box 2730, Houghton 2041
+27(11) 459 1640



Executive Directors:


Professional Indemnity Underwriting:

Open Market

Professional Indemnity Underwriting:



Security Liability

Directors & Officers Liability:

Single Project Professional Indemnity:

Medical malpractice: